I bought my house a less than a year ago for $124,000 and currently owe $118,000. I did some renovations and do believe the FMV(Fair Market Value) of the home is near the mid to upper $140's. I also did comps and see the properties around my area for that same price. Now I currently have a 30yr FHA loan and would like to refinance to a conventional. What are my options without having 20% equity? What if my home appraises for $140 or higher?
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7 hours ago - Franklin Park
Source: http://www.zillow.com/advice-thread/Refinance-Help/462420/
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